Ernawati, Nani. “DETERMINAN RENTABILITAS BANK UMUM BUKU-4 DI INDONESIA”. EKUBIS: Jurnal Ekonomi, Keuangan, & Bisnis 3, no. 2 (June 11, 2021): 111–124. Accessed February 3, 2026. https://ojs.uninus.ac.id/EKUBIS/article/view/1210.